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High-Yield* Savings

Saving money doesn’t have to be hard

If you’ve got a little left over, you can start saving. With Netspend, it’s easy to move money aside and earn up to 6.00% Annual Percentage Yield (APY).1

Already have a card?

Banking services provided by Pathward®, National Association, and Republic Bank & Trust Company; Members FDIC. Deposit Account opening is subject to registration and ID verification.2

Family at dinner with a notification showing interest earned.
Family at dinner with a notification showing interest earned.

Grow your money without changing your lifestyle

Saving can't be all-or-nothing. That's why the Netspend® Savings Account adapts to you—small deposits, big deposits, whatever fits your moment. Even a few dollars can get you earning up to 6.00% Annual Percentage Yield (APY).1

Even when you’re busy, your money works.

No extra monthly fees.3 No minimum deposit. No special financial knowledge

Netspend® Prepaid Card

Great for easing into saving. Earn up to 5.00% Annual Percentage Yield (APY)4 after activation—even if you’re only setting aside a few dollars at a time.

5.00%

Graph on an upward trajectory

Netspend® Debit Account

Great if you’re building toward a larger balance. Move money freely, save confidently and earn up to 6.00% Annual Percentage Yield (APY).1

6.00%

Graph on an upward trajectory

How it works

Dashboard of the Netspend App showing debit account and savings account balances.

Open a savings account

From your Netspend® Debit Account or Netspend® Prepaid Card.

Someone holding a phone with a notification of a $50 transfer to savings

Move money5 over

Whenever it works for you.

Woman lounging in a chair looking at her phone with an overlay of a graph of future balances in an upward trend.

Your balance grows quietly
in the background

While you keep doing life.

Stay on track without overthinking it.

No minimum deposit

Start with any amount.

Unlimited transfers5 to savings

Whenever you're ready!

Transfer5 back to your account

Up to 6 transfers a month in case you need that little extra.

Start small. Stay steady.

Saving isn't about big leaps. It's gentle progress you can feel over time. Netspend gives your money a chance to grow quietly, consistently, in a way that supports your life today and tomorrow.

Woman planing planing on her patio.
Woman planing planing on her patio.