No credit check2
No minimum balance
No activation fee3

Netspend Rewards
Earn when you spend4
From your weekly groceries to transportation, lunch, or a last-minute errand. Netspend Rewards4 turns your spend into up to 10% cash back.

Netspend® Prepaid Card
Need a card today?
Just head to one of 130,000+ stores6, grab a Netspend® Visa® Prepaid Card off the shelf, and load it up in minutes. Easy as that.

Direct Deposit
Get paid early1
Whether it’s your paycheck, tax refund, or Social Security, we’ve got you. Set up Direct Deposit once and get access to your money faster.1
Choose the right product for you
Netspend®
Prepaid Card
Pay as you go7
Do more with you money today:
- Available today at a retailer near you
- Cash Reloads at reload locations6
- Netspend Rewards4
Netspend®
Debit Account
$5/mo7
Even more benefits:
- Get paid up to 2 days faster1
- Up to 6.00% Annual Percentage Yield (APY)8 Savings
- Optional Overdraft Protection5
- Netspend Rewards4
Free reloads* everyday at H‑E‑B
Skip the fees and enjoy free daily reloads* at your local H‑E‑B.


We’ve got you covered with Overdraft Protection.5


Your questions, answered.
130K+
Reload Locations6


78M+
Trusted Accounts


4.8
App reviews


25 years
Serving customers






