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No credit check2

No minimum balance

No activation fee3

Netspend blue prepaid card with a list of latest transactions

Netspend Rewards

Earn when you spend4

From your weekly groceries to transportation, lunch, or a last-minute errand. Netspend Rewards4 turns your spend into up to 10% cash back.

Screenshot of the reload locations in the Netspend app

Netspend® Prepaid Card

Need a card today?

Just head to one of 130,000+ stores6, grab a Netspend® Visa® Prepaid Card off the shelf, and load it up in minutes. Easy as that.

Woman with phone being paid early

Direct Deposit

Get paid early1

Whether it’s your paycheck, tax refund, or Social Security, we’ve got you. Set up Direct Deposit once and get access to your money faster.1

Choose the right product for you

Netspend®
Prepaid Card

Pay as you go7

Do more with you money today:

  • Available today at a retailer near you
  • Cash Reloads at reload locations6
  • Netspend Rewards4

Netspend®
Debit Account

$5/mo7

Even more benefits:

  • Get paid up to 2 days faster1
  • Up to 6.00% Annual Percentage Yield (APY)8 Savings
  • Optional Overdraft Protection5
  • Netspend Rewards4

Free reloads* everyday at H‑E‑B

Skip the fees and enjoy free daily reloads* at your local H‑E‑B.

H-E-B reload location displayed in app
H-E-B reload location displayed in app

We’ve got you covered with Overdraft Protection.5

Family making a meal in the kitchen
Family making a meal in the kitchen

Your questions, answered.

130K+

Reload Locations6

App screen showing reload locations
App screen showing reload locations

78M+

Trusted Accounts

Notification saying "Welcome Aboard!" the Netspend app
Notification saying "Welcome Aboard!" the Netspend app

4.8

stars

App reviews

Screenshot of the Netsepnd app dashboard
Screenshot of the Netsepnd app dashboard

25 years

Serving customers